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        James Pickford

        Deputy Editor, FT Money

        James Pickford is deputy editor of FT Money and writes about property and mortgages.
        Email James Pickford @MrJamesPickford  on Twitter (link opens in a new browser window)
        • Wednesday, 29 January, 2025
          Private investing
          Are you a champion stockpicker?

          There’s still time to enter FT Money’s 2025 competition

        • Friday, 1 November, 2024
          Property sector
          Limited companies dominate buy-to-let purchases

          But landlords are buying a lower proportion of properties overall

          A row of rental homes in Birmingham
        • Friday, 30 August, 2024
          UK property
          Soaring costs squeeze landlords’ margins

          Ground rents, rates and insurance add to mortgage costs

          letting agent signs
        • Friday, 23 August, 2024
          Buy-to-let
          London landlords leave the market in increasing numbers

          Buy-to-let property sales are on the rise

          Pedestrians walk past the front window of an estate agent
        • Thursday, 15 August, 2024
          UK property
          First-time buyers rely more heavily on Bank of Mum and Dad

          Higher mortgage rates made it more difficult to get on the property ladder

          Two people looking in the window of a estate agent
        • Friday, 9 August, 2024
          Property sector
          Landlord sales rise as financial pressures grow

          Speculation that Labour will align CGT with income tax rates

          Lettings signs in Maida Vale, London
        • Friday, 2 August, 2024
          UK property
          Owners of flats struggle to step up housing ladder

          Stagnating prices have made it hard to build equity, research reveals

          Apartment homes in Manchester
        • Friday, 5 July, 2024
          UK property taxation
          UK holiday let owners move to business rates system as council tax soars

          Authorities trying to encourage local buyers are losing out

          A view over the sea, beach and coastline of Sidmouth, Devon
        • Tuesday, 2 July, 2024
          Renting property
          UK property rents on the rise again

          Monthly rents outside London at a record after 7 per cent annual increase

          Terraced properties in Hartlepool, north-east England
        • Friday, 28 June, 2024
          UK tax
          Business and buy-to-let owners act on CGT fears

          Surge of transactions ahead of the UK general election

          A row of terraced houses with letting signs
        • Friday, 21 June, 2024
          Remortgaging
          Borrowers kept on hold by Bank rates decision

          Lenders remain cautious over mortgage rates

          Bus passengers pass the Bank of England in the City of London
        • Wednesday, 19 June, 2024
          UK mortgage rates
          Credit card debt hits UK mortgage affordability

          Outstanding card balances on the rise as interest rates remain high

          A pile of assorted credit cards
        • Saturday, 15 June, 2024
          Personal Finance
          Will the election leave you better off?

          Both Labour and the Tories have released their manifestos — which will have the biggest impact on your personal finances?

        • Friday, 14 June, 2024
          UK property
          Does it make more sense to buy or rent a property in the UK?

          On average, buying a home with a capital and interest mortgage is 11 per cent more expensive than renting

          A street with a row of lettings signs
        • Friday, 7 June, 2024
          Retail & Consumer industry
          Surge in overspending by British holidaymakers abroad

          The gap between budgets planned and money spent is at a decade high

          Holidaymakers on a beach in Paros, Greece
        • Friday, 7 June, 2024
          Mortgages
          Should you rent or buy a home?

          FT Money wants to hear from readers in a rent or buy dilemma

          A street of semi-detached houses in Lambeth, south London
        • Thursday, 6 June, 2024
          Property sector
          UK rental growth drops back in spite of strong demand from tenants

          Zoopla data puts annual rise at 6.6 per cent, a 30-month low

          A pedestrian passes an estate agents’ window
        • Friday, 17 May, 2024
          Mortgages
          Mortgage rates drop as markets bet on Bank of England cut

          Fresh wave of competition among lenders could provide relief for homebuyers ahead of UK general election

          A member of the public looks at houses for sale in the window of an Estate Agents in Reading, west of London
        • Friday, 5 April, 2024
          Property sector
          Asking price premium signals rebound in London housing market

          Number of sellers listing in the capital this week was up by 39 per cent on the previous week

          A woman looks at properties in the window of an estate agent
        • Friday, 29 March, 2024
          UK property
          First-time buyers targeted with £5,000 deposit mortgage

          Scheme aims to get buyers lacking large deposits on the property ladder

          For sale signs outside houses in south London
        • Friday, 22 March, 2024
          Remortgaging
          Mortgage rate cuts anticipated after inflation data and rates decision

          Falling swap rates likely to mean more market stability

          An estate agent’s window in Guildford, Surrey
        • Friday, 15 March, 2024
          UK property
          UK property market shows green shoots of recovery

          Rising UK home sales in first quarter data underline hopes of a market revival

          Aerial view of new housing estate
        • Friday, 16 February, 2024
          Property sector
          Home downsizing can deliver big retirement funding boost, study finds

          But research shows benefits are not spread equally

          An overhead view of housing in Guildford, Surrey
        • Tuesday, 9 January, 2024
          Mortgages
          Barclays and Santander announce cuts to UK mortgage rates

          Moves follow similar action by HSBC and Halifax

          New-build homes on a modern housing estate in Hertfordshire
        • Friday, 15 December, 2023
          Asset allocation
          2024: Investors bet on inflation’s retreat as markets head into volatility

          FT Money’s annual investment panel chews over AI mania, animal spirits and ‘dry powder’

          Headshot of FT Money’s investment panel
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