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Pan Kwan Yuk

Lex Writer

Pan Kwan Yuk is a writer on the Lex team at the Financial Times, based in New York. Previously she was the US head of fastFT, the FT's 24 hour breaking news service.
Email Pan Kwan Yuk
  • Wednesday, 11 October, 2023
    LexUS banks
    The Lex Newsletter: US banks brace for more paper bond losses Premium?content

    Lenders compete to attract depositors’ cash in hunt for cheaper and more stable sources of funding

    Logos of JPMorgan Chase, Citigroup, Bank of America. Goldman Sachs, Wells Fargo and Morgan Stanley, with US dollars in the background
  • Wednesday, 23 August, 2023
    LexArtificial intelligence
    The Lex Newsletter: AI translation may supersede AI-aided language learning Premium?content

    But when it comes to fluency, can Duolingo trump an experienced and dedicated teacher?

    The Duolingo app on a smartphone
  • Wednesday, 21 June, 2023
    LexAutomobiles
    The Lex Newsletter: US auto loans hit traffic Premium?content

    More Americans are falling behind on their car payments and near-prime borrowers are the worst hit

    Used cars for sale at a dealership in Detroit
  • Wednesday, 31 May, 2023
    LexJapanese business & finance
    The Lex Newsletter: Tokyo comes to Wall Street (again) Premium?content

    Japanese financial groups have been beefing up their US presence

    People taking photos at Times Square in New York
  • Wednesday, 26 April, 2023
    LexUS banks
    The Lex Newsletter: higher rates put squeeze on fintech lenders too Premium?content

    Disrupters’ plans to take on established institutions fizzle out after rise in funding costs

    Affirm’s website on the screen of a mobile phone
  • Wednesday, 5 April, 2023
    Lex
    The Lex Newsletter: storage is bright spot for dire commercial property Premium?content

    The banking turmoil has put the spotlight on the commercial real estate loan market

    An Extra Space self-storage facility
  • Friday, 31 March, 2023
    The Big Read
    Lex in depth: how safe are America’s regional banks?

    After the recent failures of Silicon Valley Bank and others, the FT has analysed more than 100 institutions to identify those that are the biggest cause for concern

  • Wednesday, 18 January, 2023
    LexUS retail
    The Lex Newsletter: shoplifting, shrinkage and a $95bn problem for US retailers Premium?content

    Theft is not the only cause of inventory losses but can be a handy scapegoat for poor operational decisions

    Medicines in a secure cabinet at a CVS store in New York
  • Wednesday, 21 December, 2022
    LexUS financial regulation
    The Lex Newsletter: watchdogs will intensify attack on Wall Street in 2023 Premium?content

    Joe Biden has made promoting competition and consumer protection one of his top priorities

    Lina Khan, chair of the Federal Trade Commission, and Gary Gensler, chair of the Securities and Exchange Commission
  • Wednesday, 12 October, 2022
    LexUS society
    The Lex Newsletter: the economic ‘dous’ and don’ts of mother tongue survival in the US Premium?content

    Studies suggest multilingualism boosts output but that language proficiency deteriorates with each generation

    A Chinese New Year parade in New York’s Chinatown
  • Wednesday, 31 August, 2022
    LexFinancial services
    The Lex Newsletter: the US is reducing its focus on FICO scores Premium?content

    At a time of intense competition, expanding access to affordable credit makes good business sense

    Credit cards
  • Wednesday, 27 July, 2022
    LexUS retail
    The Lex Newsletter: Americans eke out sneaky savings to leave retailers beat Premium?content

    Inflation means consumers are spending more on basic necessities and cutting back on clothing and home furnishings

    A customer browses a wall of Nike sneakers on display at a store in Sterling Heights, Michigan, US
  • Wednesday, 13 July, 2022
    LexUS retail
    The Lex Newsletter: will retail zombies rise again? Premium?content

    Market interventions have created a new generation of retailers unable to cover their debt-servicing costs

    People dressed as zombies in London’s Leicester Square
  • Thursday, 7 July, 2022
    FT News Briefing podcast10 min listen
    Marxism degrees are having a moment in China

    Sterling stays steady despite British political turmoil

  • Wednesday, 15 June, 2022
    LexUS economy
    The Lex Newsletter: US credit card data mingle family fun with dire need Premium?content

    Higher consumer spending is also being driven by higher prices for fuel and everyday goods

    A customer uses a bank card to make a contactless payment
  • Wednesday, 27 April, 2022
    LexUS economy
    The Lex Newsletter: Tomb Sweeping inspires trucker vs banker pay parallel Premium?content

    US haulage drivers are in short supply and salaries are rising in an effort to fill staffing gaps

    Aerial image of trucks at the Port of Baltimore
  • Wednesday, 30 March, 2022
    LexFedEx Corp
    The Lex Newsletter: FedEx reboot will fail if cuts worsen staff outages Premium?content

    Low pay rates have contributed to labour instability as company struggles to hire and retain workers

    A FedEx vehicle is driven in Manhattan, New York City
  • Wednesday, 9 February, 2022
    LexCryptocurrencies
    The Lex Newsletter: New York balks at Eric Adams’ crypto values Premium?content

    Wild price swings suggest those who publicly opt in to digital currencies are those who can afford to

    Eric Adams, the new mayor of New York
  • Wednesday, 12 January, 2022
    LexBank of Montreal
    The Lex Newsletter: make way for the Canadians Premium?content

    Flush with excess capital and record share prices, Canadian banks are seeking to extend their presence in the US

    Bank of Montreal sign
  • Friday, 10 December, 2021
    Lex
    Best of Lex: succession games Premium?content

    American Airlines | Neste | Taylor Wimpey | Amazon | Uber | Roku | Trump Spac

    Former Twitter chief Jack Dorsey
  • Saturday, 6 November, 2021
    On Wall StreetZillow Inc
    Zillow’s flip-flop shows limits for Big Data in property

    Company unable to parlay insights from American obsession with real estate listings into profits from speculation

    The Zillow app displayed on an Apple iPhone
  • Wednesday, 3 November, 2021
    Lex
    Lex letter from the US: make way for foreign travellers

    Easing of entry restrictions has led to surge in bookings but airlines now face new problems

    A passenger walks past empty American Airlines check-in terminals at Ronald Reagan Washington National Airport in Arlington, Virginia
  • Friday, 1 October, 2021
    Lex
    Best of Lex: ‘Squid Game’, Evergrande and other high stakes Premium?content

    Chinese banks | US property | AutoStore | Amazon | Polestar | Ford | Netflix

    Netflix series ‘Squid Game’ is played on a mobile phone
  • Wednesday, 22 September, 2021
    Lex
    Lex Letter from New York: days of big banking deals may be over Premium?content

    Largest regional lenders have all made moves and remaining smaller targets are not as attractive

    People using an ATM at a Bank of America bank branch in San Francisco
  • Wednesday, 25 August, 2021
    Lex
    Lex Letter from New York: parking apps make a comeback Premium?content

    Sector’s future depends on whether people continue to use their cars heavily when offices reopen

    Traffice in New York
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